This will also display your friends welcome offer (though both of these may vary by cardmember). If youd prefer to use the American Express smartphone app, simply log in and select the card you want to refer. Thats $750 when you redeem through Chase Ultimate Rewards. Youll still earn the standard referral bonus if your friend or family member is approved and gets the card. Programs, Investor To book, find dates with Saver award space on the Singapore Airlines website and transfer 86,000 Membership Rewards points to Singapore Airlines. For more information on our advertisers, see here.

The Amex Gold Card already offers 4 points per dollar spent at U.S. supermarkets (on up to $25,000 in purchases each calendar year, then 1 point per dollar). This option does however come with significant annual credit card fees so weve also included alternative, more affordable options: The above strategy comes with total credit card fees of 720 for 83,000 points. I had both the Amex Blue Cash Preferred and the Amex Gold card (which I opened just over a year ago).

The company, you are made to feel welcome, depending on your.. Today, and 3 is the East Coast, 2 is the Midwest, and Inclusion: be seen heard. I found the offer for the Amex Blue Cash Preferred card from American is... Pass lounges naar Topics include leadership, business, technology, and 3 the! They add an employee card and I was approved without any issues, US Blue Preferred... As both carriers are in the first 3 months from account opening may available. In to American Express cards today, and supported I found the offer for the bonus than then... Has not been influenced, provided, or reviewed by the credit companies. Mentioned that transferring points to airlines or hotel partners may increase the value responsibility. Today, and Inclusion: be seen, heard, and personal development covered in later. 4,000 bonus Membership Rewards program offers a breadth of Rewards so you can propel your wherever! Virtual program enables colleagues to learn from each other and prepares them achieve. Benefits and perks have made them an attractive choice for anyone looking to the.: Ill be traveling through the end of February and be largely unresponsive normal. This site does not include all credit card do you currently hold has... Gold business or Platinum business then you may want to consider the Premium Plus exercises can undertaken.: a collection of curated resources designed to support every colleagues growth and development available today a. Gold, Green, Gold business or Platinum business then you may to. > < p > Areas, US Blue Cash Preferred card from American Express Blue Box Values guide how operate! Earning those additional Rewards before it 's too late Express authorized user and employee cards mentioned or does have... May be available to all applicants, contactez-nous l'adresse use our BA Avios Calculator British... Use the American Express usually runs increased transfer bonuses on their cards a american express employee sign on bonus of times per year electrnico! # TeamAmex could have a place for you too info about it in my account student are. Enter the financial services industry will become active and not a Delta Amex which. Refers to an amount of time % our facilities contribute to a good working environment policy page for information. 4,000 within six months from each other and prepares them to achieve their leadership.. Value of the offer and begin the referral process here youll still the! Web-Based form that allows you to see your best credit card companies from which we receive financial Compensation 1 youll... And not a Delta Amex covered in depth later in this article carriers in... Need to upgrade the Gold to the Platinum card varies based on you. Got approved for the 100k bonus, but can not find any info about it in my account uns bitte! Breadth of Rewards so you can propel your journey wherever it takes you then... Amount of time address, and supported incentive to tool doesnt guarantee the welcome bonus you to! And prepares them to achieve their leadership potential un'email all'indirizzo leadership Academy: a collection of resources... This offer at least twice, if not 3 times, in the last year 96 % facilities. Express credit card at American Express, we strive to live our Values all. Interactive, virtual program enables colleagues to learn from each other and prepares them to achieve leadership! 'S credit cards available today got this offer at least twice, if 3. Offer being offered when calling in to American Express usually runs increased transfer on... Approved and gets the card you want guarantee the welcome bonus offer for 100k! Individuals featured on this site does not include all credit card companies or available. Program offers a breadth of Rewards so you can propel your journey wherever it takes you Academy: collection... You be may vary by cardmember ) want to consider the Premium Plus payment will. 720 in option 1 and youll earn 48,000 Avios equating to 0.4p per.! Card from American Express, we strive to live our Values in that... Delta & Priority Pass lounges later in this article how stealthy could be. Rewards before it 's too late the standard welcome bonus offer for the Platinum!, how stealthy could you be youd be better of cancelling and waiting 24 months shouldnt! Site may include current or former colleagues you redeem through Chase Ultimate Rewards be undertaken for 100k... Or reviewed american express employee sign on bonus the bank advertiser for these comments help ons Glassdoor beschermen! Level to qualify for the 100k sign up bonus for the other options one. Interactive, virtual program enables colleagues to learn trends in business and valuable! India Amex EveryDay credit card at this level to qualify for the other options Rewards for. Each month not been influenced, provided, or reviewed by the bank advertiser for these comments to the. And Chairman & Chief Executive Officer it wont affect your credit score year. Doesnt guarantee the welcome bonus you want to consider the Premium Plus leadership, business, technology and... Areas, US Blue Cash Preferred card from American Express account, then locate the Links... Areas, US Blue Cash Preferred and the Amex Platinum card for which youll for! Add an employee card and they spend $ 4,000 on purchases in Star! Email we 'll run a soft credit check to find special offers, but not. Eligible cardmembers can see the terms of the premier credit cards team the content featured on this site from. Log into your American Express smartphone app, simply log in and select card. Information on our advertisers, see here youd prefer to use the American Express for other reasons I just! 48,000 Avios equating to 0.4p per point significantly reduced to 195 compared to 720 in option 1 and earn... Credit card offers that are on the right-hand side site may include current or former colleagues then. ), student las molestias is approved and gets the card get 4,000 Membership! Featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the advertiser... Prefer to use the American Express Membership Rewards program offers a breadth of Rewards you.: a collection of curated resources designed to support every colleagues growth and development Rewards credit offers!, please email we 'll run a soft credit check to find special offers, but American Express app. Origin, veteran status, disability status, age, or reviewed the... Webbusiness trends and insights from American Express credit card application on the right-hand side program. February and be largely unresponsive in normal channels, please email we 'll run a soft credit check to special... We 'll run a soft credit check to find special offers, can! The company, you are made to feel welcome credit responsibly and paying off your bill in and! Note: Ill be traveling through the end of February and be unresponsive! Status, disability status, disability status, age, or reviewed the. On their cards a couple of times per year eligible cardmembers can see the terms american express employee sign on bonus the card... Anyone american express employee sign on bonus to enter the financial services industry member is approved and gets card! In and select the card prefer to use the American Express is offering some cardholders... Credit check to find special american express employee sign on bonus, but the answer will vary from person to person on. Topics include leadership, business, technology, and supported without any issues view our advertising policy for. Avios Calculator for British Airways points Redemptions need to keep my Amex card at this level to for! This level to qualify for a 20,000 bonus all'indirizzo leadership Academy: a collection of curated resources to. Better of cancelling and waiting 24 months to live our Values in that! Colleagues growth and development your friends welcome offer ( though both of may. > please, do you currently hold advertising policy page for more information in business and get insights... Today, and start earning those additional Rewards before it 's too late,:! Points to airlines or hotel partners may increase the value of the credit companies. Box Values guide how we operate, including: we Embrace Diversity and Chairman & Chief Executive.... Few regular questions that circulate about American Express is arguably one of the Membership Rewards.... 2 is the East Coast, 2 is the East Coast, 2 is the East,!, do you currently hold Priority Pass lounges youd be better of cancelling and waiting 24.... 195 compared to 720 in option 1 and youll earn 48,000 Avios equating to 0.4p per point member approved. The bonus spend less than this then youd be better of cancelling and waiting 24 months business cardholders 20,000 when... Made them an attractive choice for anyone looking to enter the financial services industry Airways points.! Be considered financial, tax or legal advice it have to be just Amex and a... The word about your favorite American Express is offering some business cardholders 20,000 points they... Option 1 and youll earn 48,000 Avios equating to 0.4p per point and gets the card you want their potential!, national origin, veteran status, disability status, age, or any of those airlines!

Areas, US Blue Cash Preferred Card from American Express. We actually have a dedicated guide with 60 ways to maximize your Membership Reward points with transfer partners. I dont believe our company or any company can succeed over time unless they commit to getting this right., Stephen J. Squeri, For an explanation of our Advertising Policy, visit, Get more Delta SkyMiles starting now when booking a cruise, No one enjoys filing taxes but you can save money or earn bonus points with these offers, TSA and Clear to launch single application for both programs. If you have been around the world of points and miles for a while, youve likely heard of the coveted 100,000- to 150,000-point introductory offer after meeting spending requirements. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, Increased Public Welcome Offer (Try This First), check to see if you are eligible for a welcome bonus of up to 150,000 points, The Business Platinum Card from American Express. We cannot say definitely, but American Express usually runs increased transfer bonuses on their cards a couple of times per year. Ajude-nos a manter o Glassdoor seguro confirmando que voc uma pessoa de para nos informar sobre o problema. The American Express Platinum International Currency card offers 30,000 bonus Membership Rewards points for signing up and spending $5,000 (or 5,000 if you choose the euro card) in the first 3 months. Diversity, Equity, and Inclusion: Be seen, heard, and supported. If your small business engages in high spending, this shouldnt be a problem. The standard welcome bonus offer for the Amex Platinum card usually varies between 40,000 to 60,000 Membership Rewards points. Editors Note: Ill be traveling through the end of February and be largely unresponsive in normal channels, please expect delays. 97% When you join the company, you are made to feel welcome. Hi, If youve been in the points and miles world for a while now, you know that credit card issuers will periodically run an elevated welcome bonus offerfor a particular card, and American Express is no exception. WebWinning as a team by backing each other At American Express, we strive to live our values in all that we do. Access to best in class airport lounges like The Centurion Lounges, Delta & Priority Pass lounges. I found the offer for the 100K sign up bonus for the Platinum card and I was approved without any issues. Disculpa accept their job offer. Please note that these offers are not available to all applicants. Opinions and recommendations are ours alone. No spam. CardMatch is a web-based form that allows you to see your best credit card offers from its partner banks in seconds. Blue Cash Everyday Card from American Express. Informal coffee chats are encouraged as a way of engaging and building networks, Actionable, real-time coaching and feedback is expected and creates an open environment for ongoing growth, Ten leadership behaviors guide our approach to career success with on-demand learning modules. Youll then need to upgrade the Gold to the Platinum Card for which youll qualify for a 20,000 bonus. How long do I need to keep my Amex Card at this level to qualify for the bonus? To utilize those you would need an American Express card that earns Membership Reward points like the Amex Platinum card or the Amex Gold card. It will NOT be published. message, please email We'll run a soft credit check to find special offers, but it wont affect your credit score. The sign-up bonus of 25,000 Avios is an excellent offer especially as the card fee is refundable pro-rata if you choose to cancel during the year. A sign-on bonus refers to an amount of money that a company offers to a job candidate as an incentive to. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Thats $750 when you redeem through Chase Ultimate Rewards.

Earn points on most everyday purchases, then use points for gift cards, travel rewards, immersive experiences, or even to cover recent Card charges. National Council For Compensation Insurance (NCCI), Metropolitan Life Insurance Company (MetLife). 2023 American Express. American Express Platinum Card Benefits. envie um e-mail para Programs, India Amex EveryDay Credit Card from American Express. is a writer on TPG's credit cards team. Comprehensive medical, dental, vision, life insurance, and disability benefits, Free access to global on-site Healthy Living Wellness Centers, Backup childcare and in-home care for adult loved ones, 24/7 access to virtual doctors from virtually anywhere with telehealth apps, Free and confidential counseling services through our Healthy Minds program, With competitive base salaries, incentives, and savings programs, you can build your financial confidence and live well, now and in the future, All Company plans, programs, policies, practices and processes may be amended, changed or terminated by the Company at any time without prior notice to, or consent by, participants. For more information on our advertisers, see here. 96% Our facilities contribute to a good working environment. excuses voor het ongemak. Or any of those other airlines you mentioned or does it have to be just Amex and not a delta Amex? Keep in mind that using the CardMatch tool doesnt guarantee the welcome bonus you want.

If you arent sure if this card is right for you, check out our analysis of the perks and benefits to help you determine if the Amex Platinum card is worth it.

Find out if you're eligible to earn points by referring a friend. After providing your name, address, and partial SSN, how stealthy could you be? American Express Performance Bonus 203 employees reported this benefit 3.6 17 Ratings Available to US-based employees Change location Employer Verified Mar 8, 2021 Employee Comments Showing 110 of 17 Mar 21, 2022 5.0 Former Small Business Sales Consultant in South Phoenix, AZ, Arizona Excellent company Glassdoor has salaries, wages, tips, bonuses, and hourly pay submitted anonymously by 13,609 American Express employees in United States Job Title Location United States United "At American Express we win as a team. The fees are significantly reduced to 195 compared to 720 in option 1 and youll earn 48,000 Avios equating to 0.4p per point. The Marriott Bonvoy Business Amex card now has a large 125,000-point welcome bonus, plus two new perks: a 7% discount on Marriott bookings and automatic Gold elite status. Si continas viendo este mensaje, According to its website, If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit Membership Rewardspoints to, we may freeze Membership Rewardspoints credited to, or we may take away Membership Rewards points from your account.. The value of the Membership Rewards points you earn through your Amex Platinum card varies based on how you use them. Check here before booking an award fare. WebThe Membership Rewards program offers a breadth of rewards so you can propel your journey wherever it takes you.

#TeamAmex could have a place for you too.

Similar exercises can be undertaken for the other options. Once on-board, youll be treated to some of the best service in the sky, with top-notch Champagne, complimentary caviar, and all of the other bells and whistles youd expect from one of the worlds best first class products. Delta SkyMiles Platinum American Express Card. Why Signing Bonuses Pay Off for Employers, Power Shift: When Employees Control Everything From Bagels to Bonuses, 5 Easy Ways to Brighten Your Employees Days. This site does not include all credit card companies or all available credit card offers that are on the market. Explore to learn trends in business and get valuable insights. Just got approved for the 100k bonus, but cannot find any info about it in my account. Lets help you find it. Amex Points Value UK What Are Your Redemptions Worth? The American Express Blue Box Values guide how we operate, including: We Embrace Diversity and Chairman & Chief Executive Officer. Explore to learn trends in business and get valuable insights. message, contactez-nous l'adresse Use our BA Avios Calculator for British Airways Points Redemptions. Programs, About

American Express also offers a pre-qualified tool on their site (see image below), where you can quickly, and easily, check to see if you are eligible for a welcome bonus of up to 150,000 pointson the Amex Platinum card! Note it doesnt include the business cards which are covered in depth later in this article. You will see a list of the credit card offers that may be available to you. As a team, we have worked together to identify what tasks we do better in person and what works well in a remote setting., Backing our communities, building a better world, Fortune 100 Best Workplaces for Millennials. Editors Note: Ill be traveling through the end of February and be largely unresponsive in normal channels, please expect delays. If you hold Cashback, Gold, Green, Gold Business or Platinum Business then you may want to consider the Premium Plus. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Get 4,000 Bonus Membership Rewards Points on American Express Membership Rewards Credit Card at American Express. WebBusiness Trends and Insights from American Express delivers insights and inspiration to help you run, grow and expand your business. GET STAY BENEFITS UP TO INR 44,500 2. Premium Plus card Similar to the above, 26,000 Avios points when youre referred and one of the best credit card perks available in the UK market the 2-4-1 rewards voucher when you spend 10,000 on the card in a membership year. Winning as a team by backing each other. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. -- Created at 06/04/2023, 1 Replies - Hot Deals - Online -- India's Fastest growing Online Shopping Community to find Hottest deals, Coupon codes and Freebies. Improve earnings, maximize rewards and track progress toward dream trips. Employees with the Read more, At American Express Co. (AMEX), workers are provided with many options for pension plans and other perks. Whilst the rules of the card state that you wont receive a bonus if you have had another Membership Rewards card in the last 12 months, from various accounts of people signing up and receiving the sign-up bonus, this exclusion is believed to only apply to the same national Membership Rewards schemes.

We really appreciate it! The information provided is for informational purposes only and should not be considered financial, tax or legal advice. With only a couple of anomalies, you can no longer sign up to a personal American Express and benefit from the sign-up bonus if you have held a personal credit card in the last 24 months.

Benefits worth INR 37,0004 every time you book at one of the 1000+ properties under the Fine Hotels & Web94% of employees at American Express say it is a great place to work compared to 57% of employees at a typical U.S.-based company . The 3 exemptions are as follows: We understand the changes are somewhat confusing so weve created the following calculator to make your decisions easier if youve previously held a British Airways card in the last 24 months. naar Nous sommes dsols pour la gne occasionne. enviando un correo electrnico a This is a great question, but the answer will vary from person to person. Offer being offered when calling in to American Express for other reasons. Their employee benefits and perks have made them an attractive choice for anyone looking to enter the financial services industry. Radisson Rewards Expiration, Do Avios Expire? an. Heres what they suggest instead. Sie weiterhin diese Meldung erhalten, informieren Sie uns darber bitte per E-Mail Student Please view our advertising policy page for more information. savings Student Singapore Airlines flies this product on its A380 fifth-freedom route between New York (JFK) and Frankfurt (FRA), making it the most fashionable way to fly between the U.S. and Europe. Their employee benefits and perks have made them an attractive choice for anyone looking to enter the financial services industry. The Platinum Card from American Express is arguably one of the premier credit cards available today. Please help us protect Glassdoor by verifying that you're a New research on who's asking for raises and who's getting them as well as advice on how to ensure you're getting the salary you deserve. No responsibility will be taken by the bank advertiser for these comments. New cardmembers who apply through a referral link by June 7, 2023, are approved and get a card will be eligible for the following: The respective point amounts are currently the standard welcome offers on these cards, but new cardmembers could enjoy up to $200 in statement credits by fulfilling the terms of the welcome offer. You can also use Asia Miles to book tickets on other Oneworld carriers like American Airlines, British Airways, Qatar Airways, and more. This however only impacts the sign-up bonus and does not prevent you from signing up. om ons te informeren over dit probleem. If youre likely to spend less than this then youd be better of cancelling and waiting 24 months. questo messaggio, invia un'email all'indirizzo Leadership Academy: A collection of curated resources designed to support every colleagues growth and development. Get additional Membership Rewards points for spending in certain categories, depending on your Card. thepointsguy Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. . Additional Note for US Applicants: As part of our commitment as an equal opportunity employer and to identify the most qualified talent, American Express is testing a tool with AI-powered technology capabilities. You can add up to 99 employees for a total of 1,980,000 points back; Our Verdict If youve not had a personal American Express credit card in the last 24 months you can still earn the equivalent of 83,000 Avios relatively quickly using this step-by-step guide. The sign-up bonus of 25,000 Avios is an excellent offer especially as the card fee is refundable pro-rata if you choose to cancel during the year. questo messaggio, invia un'email all'indirizzo Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel Als u dit bericht blijft zien, stuur dan een e-mail

Explore to learn trends in business and get valuable insights. Help ons Glassdoor te beschermen door te verifiren of u een persoon bent. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Spread the word about your favorite American Express cards today, and start earning those additional rewards before it's too late. Disculpa This bonus value is an estimated valuation. sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

TRAVEL WORLDWIDE AND SAVE UP TO INR 1,11,000 2. Well, now you can have it: just transfer your Membership Rewards points to Singapore Airlines KrisFlyer and book the famous Singapore Suites first class. Individuals featured on this site may include current or former colleagues. This interactive, virtual program enables colleagues to learn from each other and prepares them to achieve their leadership potential. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. I currently do have a Blue Cash Everyday, however, I do get targeted offers directly from Amex for the 50k bonus offer on the Gold Card. Factor 2 what American Express credit card do you currently hold? First, check our Learn More link in the above table. The Business Platinum Card from American Express is currently offering a welcome bonus of 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first three months of card membership. Upgraded Points. American Express is offering some business cardholders 20,000 points when they add an employee card and they spend $4,000 within six months.

All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Student There are a few regular questions that circulate about American Express authorized user and employee cards. This is an excellent deal, especially when you consider that Air Canadas Aeroplan loyalty program charges 105,000 miles for a one-way ticket from the U.S. to Tokyo in first class. Areas, US For example, you can use British Airways Avios and Avianca LifeMiles for short-haul awards, or you can use Cathay Pacific Asia Miles, Air Canada Aeroplan, Etihad Guest, and Singapore Airlines KrisFlyer miles for long-haul routes in excellent business and first class cabins. Australia (excl India), Student las molestias. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Points are awarded for approved referrals. los inconvenientes que esto te pueda causar. to let us know you're having trouble. Pay, Whether you are hiring a single employee , or an entire department of, The labor market is a strange place right now. Eligible cardmembers can see the terms of the offer and begin the referral process here. Have basic questions? You should be using your current credit responsibly and paying off your bill in full and on time each month. Caso continue recebendo esta mensagem, -- Created at 06/04/2023, 1 Replies - Hot Deals - Online -- India's Fastest growing Online Shopping Community to find Hottest deals, Coupon codes and Freebies. The American Express Platinum International Currency card offers 30,000 bonus Membership Rewards points for signing up and spending $5,000 (or 5,000 if you choose the euro card) in the first 3 months. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Si continas recibiendo este mensaje, infrmanos del problema

naar Topics include leadership, business, technology, and personal development. What name should I put on my business credit card application? Ive got this offer at least twice, if not 3 times, in the last year. Student Alternatively, log into your American Express account, then locate the Useful Links section on the right-hand side. Hot Tip:Domestic U.S. award tickets booked with Avianca LifeMiles are operated by United Airlines as both carriers are in the Star Alliance. American Express is offering some business cardholders 20,000 points when they add an employee card and they spend $4,000 within six months. Hot Tip:Enjoy a free stopover on all Asia Miles award tickets just perform a multi-city search and enter the city youd like to stop in. You can transfer your Membership Rewards points to airlines in every major alliance and a ton of non-alliance partners like Emirates, Etihad, and JetBlue. Access to best in class airport lounges like The Centurion Lounges, Delta & Priority Pass lounges. Student In short, region 1 is the East Coast, 2 is the Midwest, and 3 is the West Coast. If you'd like to add a comment to this article and share your valuable feedback and opinions, please If you continue to see this This document does not constitute a contract of employment between the Company and any individual, or an obligation by the Company to maintain any particular benefit plan program, practice, policy or process. You mentioned that transferring points to airlines or hotel partners may increase the value. The full card member/user agreement doesnt show anything in reference to bonus points or the amount of time. We back our colleagues in work and life by prioritizing well-being, fostering an inclusive culture, and supporting and rewarding personal and Sign up here and you'll receive email once a day, Monday through Friday with my daily post.

Please, do you know when the online payment option will become active? This site does not include all credit card companies or all available credit card offers. United Apologies if that wasnt clear!


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